Your Finances, Job, and Insurance

Financial concerns can cause a lot of stress after a disaster. You can use the resources here to help you start to recover.

Your Finances

Financial Recovery Resources
Do you need to find information or resources that can help you recover financially after a disaster? Are you older, unemployed, a business or farm owner, or just trying to figure out how to start? You can find different types of resources on this page that may be able to help. (

Recovering Financially
View steps you can take to handle insurance claims, cash flow, bills, and debt after a disaster. There's also a list of vital documents with details on where you can get them replaced. (American Red Cross)

Disaster Loans
Learn the different disaster loans offered for homeowners and renters by the Small Business Administration (SBA). Loan types include home and personal property, business, and economic injury. If you have questions, call the SBA Customer Service Center at 1-800-659-2955. (SBA)

Disaster Relief
Learn about disaster relief loans you may apply for through You can use this site as a gateway to all types of government loans. (Department of Labor)

Natural Disaster Impact on Banking Operations
The FDIC works with various agencies to determine the status of financial institutions in disaster areas. You may find updates on this page after a large declared disaster. (Federal Deposit Insurance Corporation)

Disaster Assistance and Emergency Relief for Individuals and Businesses
Read about special tax law provisions that may help you recover financially after a disaster. There are also links to tips, forms, and contacts. (Internal Revenue Service)

Financial Disaster Recovery
Visit the website to learn how to financially prepare for and recover from disaster. You can use the "Emergency Financial First Aid Kit" (EFFAK) to find out how prepared you are. Or after a disaster, our crisis counselors can help you move forward toward financial recovery. Call 1-888-388-4673 to talk with someone. (Operation HOPE)

Your Job and Pension

Disaster Unemployment Insurance (DUA)If you lost work because of a disaster, you may qualify. Get details on eligibility and learn how you can file a claim. (Department of Labor)

Map of State American Job Center Websites
You can use this page to learn how to file for unemployment insurance in your state. You can also search for your local American Job Center or use the map to reach your state's job-seeker website. (Department of Labor)

Consumer Assistance
Get answers to your questions about health coverage and retirement benefits. You may also submit a complaint about denial of benefits, or report a problem with a plan. If you prefer, you may call 1-866-444-3272 to talk to a benefits advisor. (Department of Labor)

Your Insurance

How Do I File My Flood Claim
Get a step-by-step guide on how to file a flood claim. Click Flood Claims Process Fact Sheet to get a sheet you can save. You can also review the Write Your Own Flood Insurance Company List to find a flood insurance agent near you. (FEMA)

Mortgage Insurance for Disaster Survivors Section 203(h)
If your home has been damaged or destroyed in a declared disaster, you may apply under this program. If approved, insured mortgages may be used to buy or rebuild a primary home. Only FHA-approved lenders may participate. (HUD)

Last Updated: 07/23/2018