Your Finances, Job, and Insurance

Financial concerns can cause a lot of stress after a disaster. You can use the resources here to help you start your recovery.

Your Finances

Financial Recovery Resources
Do you need to find information or resources that can help you recover financially after a disaster? Are you older, unemployed, a business or farm owner, or just trying to figure out how to start? The resources on this page may be able to help. (

Recovering Financially
View steps you can take to handle insurance claims, cash flow, bills, and debt after a disaster. There's also a list of vital documents with details on where you can get them replaced. (American Red Cross)

Disaster Loans
Learn the different disaster loans offered for homeowners and renters by the Small Business Administration (SBA). Loan types include home and personal property, business, and economic injury. If you have questions, call the SBA Customer Service Center at 1-800-659-2955. (Small Business Administration)

Disaster Relief
Learn about disaster relief loans you may apply for through You can use this site as a gateway to all types of government loans. (Department of Labor)

Natural Disaster Impact on Banking Operations
The FDIC works with various agencies to determine the status of financial institutions in disaster areas. You may find updates on this page after a large declared disaster. (Federal Deposit Insurance Corporation)

Disaster Assistance and Emergency Relief for Individuals and Businesses
Read about special tax law provisions that may help you recover financially after a disaster. There are also links to tips, forms, and contacts. (Internal Revenue Service)

Financial Disaster Recovery
Visit the website to learn how to financially prepare for and recover from disaster. You can use the "Emergency Financial First Aid Kit" (EFFAK) to find out how prepared you are. After a disaster, our crisis counselors can help you move toward recovery. Call 1-888-388-4673 to talk with someone. (Operation HOPE)

Your Job and Pension

Disaster Unemployment Insurance (DUA)
If you lost work because of a disaster, you may qualify. Get details on eligibility and learn how you can file a claim. (Department of Labor)

Find Local Help
Find workforce services in your area or across the country. You can use this page to find your local American Job Center; employment and training programs; community services; workforce development, and unemployment benefits. (Department of Labor)

Employee Benefits Security Administration
Learn about programs and services. Get answers to questions or assistance with health or retirement benefits denial, or report a problem with a plan. You may also call 1-866-444-3272 to talk to a benefits advisor. (Department of Labor)

Your Insurance

How Do I Start My Flood Claim
Get a step-by-step guide on how to file a flood claim. You can also review the providers list to find a flood insurance agent near you. (National Flood Insurance Program)

Mortgage Insurance for Disaster Survivors Section 203(h)
If a declared disaster damaged or destroyed your home, you may apply under this program. If approved, the program insures the mortgage to buy or rebuild your primary home. Only FHA-approved lenders may participate. (HUD)

Last Updated: 07/26/2021