Dac Message 2469

<b>Home Insurance</b><br> Select all insurance types for your primary residence and personal property.<br><br><b>OWNERS</b><br><br>
<b>Homeowners Insurance</b> </b><br> Generally covers damages caused by wind, hail; lightning, falling objects including trees, freezing of plumbing, weight of ice, snow, or sleet, fire, smoke, power surge, explosion, riot or civil disturbance. This policy typically provides for additional living expenses if the home was damaged by one of the causes listed.<br><br><b>Homeowners Insurance with Sewer Backup Rider </b><br>Covers damages included in Homeowners only insurance and damages caused by Sewer Backup; sometimes including seepage caused by flooding. This policy typically provides for additional living expenses if the home was damaged by one of the causes listed. <br> <b><br>Sewer Backup</b><br>An overflow of water and other debris from within a plumbing system. <br> <br> <b>Homeowners Insurance with Earthquake Rider</b><br> Covers damages included in Homeowners only insurance and damages caused by an earthquake or volcanic eruption. This policy typically provides for additional living expenses if the home was damaged by one of the causes listed. <br> <b><br>Earthquake</b><br> The shaking of the earth's crust caused by changes far beneath the earth's surface. Aftershocks are also considered earthquake activity. <br> <br>