<p><b>Damage Type</b><br>
Select all damage types that apply. If you have multiple types of damage—such as damage to your home and car by both flood and wind—select both <b>Flood</b> and <b>Tornado/Wind</b> from the list.</p>
<p><b>Earthquake</b><br>
Damage caused by severe ground shaking that is the result of shifts within the earth's crust.</p>
<ul><li>Earthquake events also include the following: Aftershocks; Volcanic eruptions.</li></ul></p>
<p><b>Fire</b><br>
Damage caused by fire, explosion, smoke, soot, or ash. If a flood caused a fire—such as floodwater caused an electrical fire that destroyed your home—select both <b>Fire</b> and <b>Flood</b>.</p>
<p><b>Flood</b><br>
Damaged caused by flood water. This would be a temporary submersion—partial or complete—of normally dry areas caused by an external water source. The source of water may be the overflow of inland or tidal waters, or from the rapid accumulation of rainwater on or in the soil.</p>
<ul><li>Flood events also include the following: Mudslide, mudflow, and landslide (caused by rising water or ground saturation); Ocean waves (that directly strike your property)</li></ul></p>
<p><b>Hurricane/Hail/Rain/Wind Driven Rain</b><br>
Damage caused by rain or wind-driven rain. This includes damage from rain blowing in or around doors or windows and under roofing.</p>
<p><b>Ice/Snow</b><br>
Damage caused by the presence or buildup of ice or snow. This includes damage to your home or personal property from broken tree limbs caused by the buildup of ice or snow.</p>
<p><b>Other</b><br>
Select this type ONLY if damage was caused by another type of disaster event that is NOT listed or described in this help text.</p>
<p><b>Power Surge/Lightning</b><br>
Damage caused by a power surge or lightning strike.</p>
<p><b>Seepage</b><br>
Damage caused by water-saturated ground surrounding a structure (usually a basement). Seepage does not require water to rise from the ground up, as with flooding. Water seepage occurs when water- saturated earth is in direct contact with porous building materials, such as concrete blocks often used in foundations and basements.</p>
<p><b>Sewer Backup</b><br>
Damage caused by an overflow of water and other debris from within a plumbing system.</p>
<p><b>Tornado/Wind</b><br>
Damage caused by a tornado, hurricane, or straight-line winds. This would include damage caused by flying debris.</p>
