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Program Description

The Business & Industry (B&I) Guaranteed Loan Program helps boost the existing private credit structure of rural communities.

It does this through loan guarantees for rural businesses. These guarantees then allow private lenders to extend more credit than they would normally be able to. 

General Program Requirements

You can check the Rural Business Services page to see if your address is in an eligible area.

You may also visit the Business & Industry Loan Guarantees page for more details. Before filling out any forms, please speak to a Business Programs Specialist at a state office. This will help save you time.

Application Process

If you're a lender, you may apply year round through a local state office. If you'd like to borrow, talk with your lender about the program.

 

Last Updated: 08/27/2025