Home and Personal Property Disaster Loans

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Managing Agency

Program Description

The U.S. Small Business Administration (SBA) offers financial help to homeowners and renters in declared disaster areas. You don't need to own a business to get our help.

We provide long-term, low-interest loans for losses that insurance and other sources don’t fully cover.

General Program Requirements

To qualify for SBA disaster help, you must have damage to your primary home or personal property in a declared county.

Visit the SBA Physical Damage Loans page to learn more.

Application Process

You may apply online at any time from the MySBA Loan Portal.

To get direct help from SBA, you may apply in person at one of the centers below:

Program Contact Information

If you have questions about the program or on how to apply, or if you want to find an SBA disaster center near you, contact our Customer Service Center:

Call 1-800-659-2955.
TTY 711.
Email disastercustomerservice@sba.gov.
Log in to MySBA to message with an SBA agent.

Last Updated: 04/15/2025

Managing Agency

U.S. Small Business Administration SBA logo

Program Contact Information

If you have questions about the program or on how to apply, or if you want to find an SBA disaster center near you, contact our Customer Service Center:

Call 1-800-659-2955.
TTY 711.
Email disastercustomerservice@sba.gov.
Log in to MySBA to message with an SBA agent.