National Flood Insurance Program (NFIP)

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Managing Agency

U.S. Department of Homeland Security/FEMA

Program Description

The National Flood Insurance Program (NFIP) allows homeowners, business owners, and renters in communities that participate in the program to buy government-backed flood insurance. This insurance helps cover repairs for flood damage to buildings and contents.

For many forms of disaster assistance you must have and keep flood insurance.

General Program Requirements

Visit the NFIP page for details.

Your community must participate in NFIP for you to be covered by this program. You can use FEMA's Community Status Book to search for your community.

Application Process

Call or visit the pages below to learn more about your flood risk and flood insurance options. You can also find a provider in your area.

Call 1-800-427-4661.
Find a Flood Insurance Provider.
Visit FloodSmart.gov for more information.

Program Contact Information

You may find flood insurance rate maps at the planning and zoning department where you get building permits. You may also find them using the FEMA Map Service Center.

If you still have questions about your flood hazard zone, you may contact a FEMA mapping specialist:

Call 1-877-336-2627.
Email FEMA-FMIX@fema.dhs.gov.

Last Updated: 08/05/2025

Managing Agency

U.S. Department of Homeland Security/FEMA DHS logo

Program Contact Information

You may find flood insurance rate maps at the planning and zoning department where you get building permits. You may also find them using the FEMA Map Service Center.

If you still have questions about your flood hazard zone, you may contact a FEMA mapping specialist:

Call 1-877-336-2627.
Email FEMA-FMIX@fema.dhs.gov.