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Program Description

If you live in a federally declared disaster area, you may be able to cash in savings bonds early. Or you may be able to replace any paper bonds faster if lost or destroyed in a disaster.

TreasuryDirect issues only electronic bonds to replace paper ones.

You can take a guided tour to learn more about TreasuryDirect.

General Program Requirements

To qualify, both of the following must be true:

  • You had a bond lost or destroyed by a disaster.
  • You live in a declared disaster area.

You do not need to prove any hardship or property damage.

Application Process

Learn how to cash or replace bonds in areas affected by disasters.

Last Updated: 06/23/2025