Social Security Retirement Insurance Benefits

Social Security Retirement Insurance Benefits

Program Description

Social Security Retirement Insurance Benefits may be available to you if you worked long enough and meet certain conditions.

General Program Requirements

You can apply for retirement benefits if you meet the conditions below:

  • Worked long enough to earn enough credits.
  • Are at least age 61 years and 9 months old.
  • Apply for benefits no more than four months before the date you want them to start. We pay benefits the month after they’re due. (So, if your benefits were to start in April, you’d get your first payment in May.)

Other terms and conditions also apply. You can get more information through the links provided below.

Application Process

Visit the Retirement Benefits page to find answers to common questions and for details on how to apply.

To find out what other Social Security Administration (SSA) benefits you may qualify for, use the SSA Benefit Eligibility Screening Tool (BEST) on Benefits.gov. When you complete the questionnaire, you get a list of benefits to review. You can print this page for your records.

When you know which benefits you may apply for, click Apply for Social Security Benefits to apply online. You can also call the phone numbers below to learn more about SSA benefits and how to apply.

Program Contact Information

Visit the Social Security Contact Us page for to see all of our contact options, and to learn about our online and special services. We also offer free interpreter services.

To learn more about Social Security, visit our Publications page or call us:

  • 1-800-772-1213
  • TTY 1-800-325-0778