Program Description

A child may be able to get Child's Insurance Benefits if one or both parents are disabled, retired, or deceased. Under certain circumstances, the following children may also qualify for benefits:

  • Stepchild
  • Grandchild
  • Step-grandchild
  • Adopted child

Read Benefits for Children  for more details.

General Program Requirements

A child must have one of the following to qualify for benefits:

  • A parent who is entitled to Social Security retirement or disability benefits. Or
  • A parent who died after earning enough Social Security credits.

The child must also be unmarried and one of the following:

  • Younger than age 18. Or
  • Age 18-19 and a full-time student (no higher than grade 12). Or
  • Age 18 or older and disabled. (The disability must have begun before age 22.)

Application Process

Visit the Information You Need To Apply for Child's Benefits page for details on how to apply.

Use the SSA Benefit Eligibility Screening Tool (BEST) on to find if you qualify for other Social Security benefits. When you complete the questionnaire, you get a list of benefits to review. You can print this page for your records.

When you know which benefits you may apply for, visit the Apply for Social Security Benefits page to apply online. You can also call the phone number below to learn more about benefits and how to apply.

Last Updated: 09/14/2020