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Program Description

Housing Assistance under FEMA's Individuals and Households Program (IHP) can provide financial help and direct services after a disaster. The program assists with housing needs not covered by insurance or provided by any other source.

Housing Assistance includes the following:

  • Lodging expense reimbursement for short-term stays in hotels or motels.
  • Rental assistance for temporary housing OR direct temporary housing in the forms below:
    • Multi-family lease and repair
    • Recreational vehicle (RV)
    • Manufactured housing unit (MHU)
    • Direct lease
  • Money to help repair or replace your primary home.
  • Permanent housing construction.

Read the Individuals and Households Program Fact Sheet (PDF, 132 KB) for more details.

General Program Requirements

You must meet all of the following conditions to qualify:

  • You have losses in a presidentially declared disaster area.
  • You have no insurance or have filed an insurance claim, but it does not cover all of your damage or loss.
  • You or someone who lives with you is a U.S. citizen, a non-citizen national, or a qualified alien.
  • Your primary home is the one affected.
  • You can't access your home or your home requires repairs because of disaster damage.

 Other conditions and limitations apply.

Application Process

To start an application, click Apply Online.

If you have questions or prefer to apply by phone, you may call the FEMA Helpline.

You can also visit a local Disaster Recovery Center (DRC) for help. Use the DRC Locator to find a center near you.

Last Updated: 12/09/2019