Program Description

Housing Assistance under FEMA’s Individuals and Households Program (IHP) can provide financial help and direct services after a disaster. The program provides money, if you qualify, for necessary housing-related expenses and serious needs caused by the disaster.

Housing assistance under IHP includes the following:

  • Lodging expense reimbursement for short-term stays.
  • Rental Assistance for temporary housing.
  • Direct Temporary Housing Assistance, which may include:
    • Multi-family lease and repair
    • Direct lease
    • Recreation vehicle (RV)
    • Manufactured housing unit (MHU)
  • Repair or replacement of primary home.
  • Semi-permanent or permanent housing construction.

Read the Individuals and Households Program Fact Sheet (PDF, 247 KB) for more details.

General Program Requirements

You must meet all of the following requirements to qualify:

  • You have losses in a presidentially declared disaster area.
  • You have no insurance or have filed an insurance claim, but the damage for all of your losses isn't covered.
  • You or someone who lives with you is a U.S. citizen, a non-citizen national, or a qualified alien.
  • The affected home is your primary home.
  • You can't access your home or your home requires repairs because of disaster damage.

Certain conditions and limitations apply.

Application Process

To start an application, click Apply Online.

If you have questions or prefer to apply by phone, you may call the FEMA Helpline at one of the program contact numbers below.

You can also visit a local Disaster Recovery Center (DRC) for help. Use the DRC Locator to find a center near you.

Last Updated: 11/13/2019